Certified classic-car appraisals in St. Cloud, Minnesota — documented, defensible valuations your bank, insurer, or buyer will trust.
Every report rests on a hands-on inspection, the documentation behind the build, and current sales of comparable cars — the same standard a lender or insurer expects before they’ll stand behind a number.
Agreed-value documentation so a restored or modified car is covered for what it’s actually worth — not a generic book figure that ignores the build.
Independent opinions of value that banks and credit unions accept when a classic is the collateral behind a loan.
Know what a car is worth before money changes hands — a clear-eyed inspection and market value for buyers and sellers alike.
Defensible appraisals for estate settlement, charitable donation, divorce, and diminished-value or total-loss disputes.
A straightforward path from the first phone call to a signed report you can hand to your insurer or lender.
Tell us the car and why you need a value — insurance, a sale, a loan, an estate. We confirm scope and fee up front.
A hands-on look at body, paint, panel fit, interior, drivetrain, and undercarriage, with photos and a documentation review.
We weigh the car’s condition and features against current sales of comparable vehicles to reach a supportable figure.
A signed, written appraisal — usually within 48 hours — ready for your bank, insurer, or records.
Not a one-line number. A full narrative that documents the car and explains the value — the kind of report a financial institution accepts and a buyer can’t argue with.
“Knowledge. Experience. Integrity — the three things a valuation is only as good as.”
Floyd’s Appraisals is an independent, owner-operated practice in St. Cloud, Minnesota, focused entirely on classic, collector, and specialty vehicles. We don’t buy or sell cars — which means our only job on any given day is to get the number right and put our name on it.
Tell us about your car and what the appraisal is for. We’ll confirm the scope, the fee, and a time to inspect — most reports are signed and delivered within two days.
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